Expert Financial Planner and Financial Advisor
in North Miami Beach - Odalis M. Lopez CFP®
| OML Financial Associates
Odalis is responsive to market conditions, providing timely advice & guidance, assisting you in your journey to building wealth and financial security. Serving North Miami Beach and FL.
Appointments in Miami / Miami Dade and the rest of South Florida can be in-person or virtual, at Odalis' office or at your office or home in North Miami Beach.
Odalis is experienced in all aspects of Financial Services and Financial Planning, including Health and Life Insurance, with a primary focus on Business Owners and their Employees.

Odalis M. Lopez, CFP®
Odalis has been working in the financial and insurance industry since 1994 and became a CERTIFIED FINANCIAL PLANNER™ practitioner in June of 2007.
As President and Founder of Odalis M. Lopez Financial Associates, LLC, Odalis provides her clients with financial services and risk management by designing plans that use strategies to build and protect their families and wealth. She specializes in taking the confusion out of retirement and financial planning by creating a detailed, yet easy to understand financial analysis to fit their specific needs.
As President and Co-Founder of Sterling Benefits Group, LLC, Odalis also works with business owners and individuals who want to save money while providing them with the best options in the market. The Sterling Team capably guides business owners and families through the healthcare and insurance dilemmas they face. Odalis also has extensive experience in helping Seniors with Medicare options.
With over 20 years of experience in the industry, Odalis has become the “go to” person for people who want a practical, comprehensive approach to insurance, employee benefits and financial security. Hundreds of business owners have benefited from her experience by saving money, improving employee retention, and increasing productivity.
Odalis is very active in the community. She is past President of WIFS (Women in Financial Services) South Florida Chapter and is a member of the FPA Financial Planning Association, MDAHU (Miami Dade Association of Health Underwriters), MAIFA (Miami-Dade Association of Insurance and Financial Advisors and NAFE (National Association of Women Executives). She is very active in the South Florida Hispanic Community and is a member of the South Florida Hispanic Chamber.
Odalis offers securities through Staten Island-based Chelsea Financial Services [CHFS.com]
ODALIS M. LOPEZ
Our PRIMARY financial services:
Stocks & Bonds
Stocks make you a shareholder, but bonds make you a lender to a company or government.
Municipal Bonds
Municipal bonds are debt securities from states, cities, and counties designed to fund both daily government expenses and capital projects like schools or highways.
Annuities
Annuities are long-term insurance products designed to protect against the risk of depleting your savings over time.
Options
An option is a contract that offers the right, without the requirement, to buy or sell an asset at a fixed price within a set time limit.
Mutual Funds
Mutual funds unite contributions from various investors to invest in a balanced portfolio of stocks and bonds.
CDs
A Certificate of Deposit is a time-bound savings account that holds a fixed amount of money and offers a set interest rate.